Why we spend so much….

Why Americans Spend Too Much : NPR | Aggressive marketing of credit cards plus home equity loans equals the mess we have today....

Take this APR and Shove It | Mother Jone …

Take this APR and Shove It | Mother Jones | I love it !

Balls ! I was looking at one of my credi …

Balls ! I was looking at one of my credit card bills and noticed that I had paid over $1,000.00 in interest so far this year.  I could buy an iPad for less than that ! On the plus side I have paid down my unsecured debt by nearly 10k this year, I'm right pleased …

Some bill collector called me and asked …

Some bill collector called me and asked if I would start making larger payments to bring down the principal balance faster ! I suggested that they should lower their interest rate instead....

New rules, new traps for credit cards – Feb. 17, 2010

New rules, new traps for credit cards - Feb. 17, 2010 - Much to lenient on the banks ! My long term goal is to get rid of the credit cards !

Quite the busy day !

First off, I have several items at work I am working on, and of course everyone wants there stuff ASAP. The big event today though was mailing out the checks from my Home Equity Loan. I have been working on this loan for about a month. I figure it will be a very good deal. …

Refinance…..

I just got off the phone with the loan officer; my 2nd mortgage refinance is approved and I should have the checks today !  I will pay off a bunch of outrageous high interest credit cards with it. A word to the wise: don't accumulate a lot of credit card debt !

My root canal and other matters….

Very damp today, part rain, part ice. Hope I can get up my driveway ! I went to the dentist last nite for a check-up. The dentist told me her next appt had cancled, so she had lots of time for me. She asked if I would like a root canal. I said "sure, why …