Is Banking Bad? - NYTimes.com | Good article to bring some balance to the current outcry against banks and capitalism. I tend to lean to the left but “moderation in all things” is not a bad idea to follow…..
Tag: money
Why we spend so much….
Why Americans Spend Too Much : NPR | Aggressive marketing of credit cards plus home equity loans equals the mess we have today....
Advice I wish I received earlier….
Probably someone did advise me to save money and avoid credit cards but I don't remember any specific advice like that. I may not have followed it any way, but for all the young people just starting out I say: build up a Savings starting now and avoid credit cards like a bad disease (if … Continue reading Advice I wish I received earlier….
Pondering a purchase…
I've been lusting after a notebook computer I saw in Best Buy but the simple fact of the matter is that I am financially unable to buy it at the present time. I'm already too deep in debt and I certainly don't have the cash to buy it. I probably could charge it but that … Continue reading Pondering a purchase…
Ten Financial Mistakes You Can’t Affor …
Ten Financial Mistakes You Can’t Afford to Make | OutOfYourRut.com
‘So do not worry about tomorrow, for …
‘So do not worry about tomorrow, for tomorrow will bring worries of its own. Today’s trouble is enough for today. Jesus (Sermon on the Mount)
What I Worry About
I tend to worry frequently about a lot of things. Being 57 years old I really ought to know better; worrying doesn't help ! Also, my experience so far has been that whatever happens is not nearly so catastrophic as I imagined it would be.... My favorite thing to worry about is money; I never … Continue reading What I Worry About
Read this http://goo.gl/Kj2mq for some e …
Read this http://goo.gl/Kj2mq for some everyday practical ways to avoid spending money.....
Looks like a useful site http://goo.gl/7 …
Looks like a useful site http://goo.gl/73h2i The Debtmerica Relief team has had one vision since inception - to help Americans nationwide attain financial independence.
Cheap is good….
I was shopping in Walmart today and bought a nice little batch of groceries for under $100.00. I was pleasantly surprised because I thought it would be more; I like low prices..... A while back I started reading a book Cheap: The High Cost of Discount Culture [Kindle Edition]. I Have not finished it but … Continue reading Cheap is good….
What I'm Saving Up to Buy
I have a 401k plan for retirement but otherwise live paycheck to paycheck. I try to keep a few hundred in the bank but often I must "raid the cookie jar" to pay some bill or unexpected expense. And so it goes.....
Take this APR and Shove It | Mother Jone …
Take this APR and Shove It | Mother Jones | I love it !
The Perfect Storm That Threatens American Democracy | | AlterNet
The Perfect Storm That Threatens American Democracy | | AlterNet.
Balls ! I was looking at one of my credi …
Balls ! I was looking at one of my credit card bills and noticed that I had paid over $1,000.00 in interest so far this year. I could buy an iPad for less than that ! On the plus side I have paid down my unsecured debt by nearly 10k this year, I'm right pleased … Continue reading Balls ! I was looking at one of my credi …
Some bill collector called me and asked …
Some bill collector called me and asked if I would start making larger payments to bring down the principal balance faster ! I suggested that they should lower their interest rate instead....
in my pondering I have come to the conclu …
In my pondering I have come to the conclusion that the business model for the credit card industry is based on fraud and deception (not to mention good old fashioned greed) and that whatever reforms President Obama has implemented are not nearly enough ! These predators are like a malignant cyst in need of radical … Continue reading in my pondering I have come to the conclu …
I’m doing my part to put the credit car …
I'm doing my part to put the credit card companies out of business ! I'm paying the wretched bastards off and I stopped making new charges ! Only a matter of time and their sorry asses are history !!
Personal Finance For Beginners: A Lesson From Oseola McCarty | Enemy of Debt: Where Behavior Meets Reality
Personal Finance For Beginners: A Lesson From Oseola McCarty | Enemy of Debt: Where Behavior Meets Reality - Inspiring story of a poor black woman; worked all her life doing laundry. She amassed a fortune by relentless saving and she is donating most of it to charity.
I was looking at my financial situation …
I was looking at my financial situation today and noted that since February I have reduced my credit card debt by 4K, even though I had some tax glitches that caught me totally off guard. I am impressed ! I may need to charge today though 'cause I need to get some new tires....
cautiously optimistic…..
I generally tend to be somewhat pessimistic but tonight I am cautiously optimistic. The key word is cautiously. I was working on paying bills and keeping track of my money. Anyway, I have everything paid up to date and a small surplus. I have also avoided using any credit cards since February in spite of … Continue reading cautiously optimistic…..
dennis' notes.... 